Investment Philosophy

At Cypress, we recognize the diligence and hard work required to build a nest egg over a career. We do not take for granted the trust our clients place in us when crafting their investment portfolio. Our investment philosophy builds on years of first-hand industry experience and strategies that have weathered all types of market conditions.


A landmark study by Dr. Gary Brinson concluded that a portfolio’s asset allocation explains over 90% of its return and volatility over time, while security selection and market-timing play minor roles.1 At Cypress, we employ a mix of stocks, bonds and other investments according to a client’s time horizon and risk tolerance. While diversification won’t guarantee against losses, it can help maximize the return of a portfolio for a given level of risk.

In Harmony With Financial Plan

While many financial advisory firms focus solely on portfolio management, we believe that clients are not delivered adequate guidance. Our approach is to first delve deeply into the short- and long-term financial forecast, determining as accurately as possible the cash flow needs from an investment account. Only then are we comfortable crafting a truly customized portfolio design.

Data-Driven, Not Emotion-Driven

Individuals are pre-disposed to sell out of fear after the market has dropped, and buy into the market after it has performed well. This reactive strategy shaves as much as 14% off of annual returns, according to a study by Morningstar. At Cypress, our advisors proactively communicate and guide clients through the ups and downs of a volatile market, seeking to eliminate inherent emotional bias.

Tactical Guidance

We recognize that over long periods of time, the markets trend upward and create wealth. However, along the way, different pockets of investments have more potential upside or greater risk of outsized loss. Through diligent research, relationships with industry experts, and deep data analysis, the Investment Strategy Team at Cypress will recommend tactical shifts to client portfolios corresponding to current economic conditions.

1 – Source: “Determinants of Portfolio Performance,” Brinson et. all