Our advisors provide fiduciary consulting services to retirement plan sponsors and their fiduciaries including defined contribution plans such as 401(k)s and defined benefit plans such as cash balance plans. As a fee-only fiduciary, we seek complete objectivity in our advice. We provide diverse and in-depth services to our plan sponsor clients:

Investment Advisory Services

  • Develop Investment Policy Statement (IPS)
  • Define allowable asset classes and vehicles
  • Select, analyze, and monitor investment options
  • Analyze investment performance
  • Rationalize investment expense ratio
  • Analyze passive versus active fund

Fiduciary Consulting

  • Design “prudent process” for plan fiduciaries
  • Assist plan fiduciaries in ongoing implementation
  • Guide plan fiduciaries through critical  analyses:
    • “All-in fee” analysis
    • Fee for service provided  analysis
    • Conflicts of interest
    • Issue spotting
  • Coordinate with professional advisor team

Non-Fiduciary Consulting

  • Ongoing market commentary
  • Conduct vendor searches
  • Follow and brief legal and regulatory trends
  • Consider new administrative structures
  • Committee and fiduciary role development

Participation Education

  • Assist fiduciaries in identifying participant needs
  • Conduct periodic educational seminars
    • General investing principles
    • Non-fiduciary education topics
    • Guided by Interpretive Bulletin 96-1
  • Support participant inquiries on site and virtually