Process

Your individualized Cypress Financial Plan is designed to grow and adapt to your ever-changing life circumstances. We partner with clients to determine where they are, where they would like to go, and to identify potential vulnerabilities, providing immediate recommendations to help bridge the gaps.

Initial Analysis

Our process starts by conducting a “current state” financial snapshot, considering every aspect of the client’s financial life. We analyze trends in income and expenses to generate robust long-term financial projections. Utilizing a range of initial stress tests to identify the greatest risks going forward, we build a plan (and a portfolio) that suits the client’s needs and desires.

Ongoing Support

Once a plan is in place, we conduct ongoing analysis and oversight of each detail to ensure that the client remains on track. As situations change, we update the plan and reanalyze each aspect, typically meeting with clients twice annually to confirm that our plan remains relevant and comprehensive. We continuously monitor the performance of our investment portfolios, providing recommendations for reallocations as they become necessary.

On-Demand Services

We realize that even the best-laid plans are subject to change at a moment’s notice. Therefore, we are always available between formal reviews to answer questions or help clients make important financial decisions as they arise. No question is too small for us.